Everything you need to run your business
CapyBank combines powerful banking tools with a simple, founder-friendly experience. No complexity, no hidden fees.
Business Accounts
Open a business account in minutes with no minimum balance requirements. Support for sole proprietors, LLCs, and corporations.
- No minimum balance
- No monthly fees on Starter plan
- Instant account opening
- Support for all business types
Debit Cards
Physical and virtual debit cards with customizable spending controls. Create unlimited virtual cards for different purposes.
- Physical & virtual cards
- Custom spending limits
- Real-time notifications
- Freeze/unfreeze instantly
Expense Tracking
Automatic categorization of all transactions. Get insights into your spending patterns and export reports for accounting.
- Auto-categorization
- Receipt capture
- Spending insights
- Export to CSV/PDF
Global Payments
Send and receive payments worldwide with competitive exchange rates. Support for ACH, wire transfers, and international payments.
- International transfers
- Competitive FX rates
- ACH & wire support
- No hidden fees
Team Management
Add team members and control their access levels. Issue cards for employees with individual spending limits.
- Multiple user roles
- Employee cards
- Approval workflows
- Activity logs
Security
Bank-level security with 256-bit encryption, two-factor authentication, and advanced fraud monitoring.
- FDIC insured
- 256-bit encryption
- Two-factor auth
- Fraud monitoring
And so much more
Every feature you need to manage your business finances efficiently.
Mobile App
Full-featured iOS and Android apps
Instant Transfers
Move money between accounts instantly
Check Deposits
Deposit checks using your phone camera
Recurring Payments
Set up automatic bill payments
Integrations
Connect with QuickBooks, Xero, and more
API Access
Build custom integrations with our API